What should I do if my employer is not paying my full and final settlement?

Start with a formal written request (email is fine, but keep a clear record) to your HR or employer specifically asking for the settlement, referencing your resignation date and what remains outstanding — sometimes this alone prompts payment, especially if the delay is simply administrative.

If that doesn't work, you can file a complaint with the labour commissioner's office, which can call the employer and try to facilitate resolution, or pursue the matter through a civil recovery claim for the specific amount owed, treating it as an unpaid debt.

Keep your resignation letter, employment contract or appointment letter, and any payslips or communication about your dues, since these will support your claim regardless of which route you pursue. If the amount involved is significant, or your employer continues to be unresponsive, it would be worth consulting an employment lawyer about the most effective way to escalate.